Do You Really Need a Long Term Care?

What is Long Term Care?

Long term care involves a variety of services designed to meet a person’s health or personal needs during a short or long period of time. These services help people live as independently and safely as possible when they can no longer perform everyday activities on their own.

Most Long Term Care is Provided at Home

Long term care is provided in different places by different caregivers, depending on a person’s needs. Most care is provided at home by unpaid family members and friends. It can also be given in a facility such as an assisted living facility, nursing home or in the community, for example, in an adult day care center.

The most common type of care is personal care help with everyday activities, also called “Activities of Daily Living.” These activities include Bathing, Dressing, Grooming, Toileting, Meal Planning & Preparation, and moving around, for example, getting out of bed and into a chair. These are services provided by in-home personal care agencies.

Ongoing assistance also includes community services such as meals, adult day care, and transportation services. These services may be provided free or for a fee.

Health Drives the Need for Care

People often need ongoing assistance when they have a serious, ongoing health condition or disability. The need for this care can arise suddenly, such as after a heart attack or stroke. Most often, however, it develops gradually, as people get older and frailer or as an illness or disability gets worse.

How Long Does Care Last?

Long term care can last a short time or a long time. Short term care lasts several weeks or a few months while someone is recovering from a sudden illness or injury. For example, a person may get short term rehabilitation therapy at a nursing facility after hip surgery, then go home.

Long term care can be ongoing, as with someone who is severely disabled from a stroke or who has Alzheimer’s disease. Many people can remain at home if they have help from family and friends or an in-home personal care agency. But some people move permanently to a nursing home or assisted living facility if their needs can no longer be met at home.

About 70 percent of people over age 65 need some type of long term care during their lifetime. More than 40 percent need care in a nursing home for some period of time.

Who Will Need Long Term Care?

It is difficult to predict how much or what type of long term care a person might need. Several things increase the risk of needing care for an extended time.

  • Age – The risk generally increases as people get older.
  • Gender – Women are at higher risk than men, primarily because they often live longer.
  • Marital status – Single people are more likely than married people to need care from a paid provider.
  • Lifestyle – Poor diet and exercise habits can increase a person’s risk.
  • Health and family history – These factors also affect risk.

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